Investments

INVESTMENT ACCOUNTS

We can open any type investment account.  We also have access to Segregated funds and other products.  

SEGREGATED FUNDS

Segregated funds are an investment product sold by life insurance companies. They are individual insurance contracts that invest in one or more underlying assets, such as a mutual fund.

Unlike mutual funds, segregated funds provide a guarantee to protect part of the money you invest (75% to 100%). Even if the underlying fund loses money, you are guaranteed to get back some or all of your principal investment. 

We use multiple companies to hold Seg Funds.  

Book in today to open these accounts

MODERN ADVISOR - ETF PORTFOLIO FUNDS

Many Canadians’ first experience with investing, is opening a mutual fund account with an advisor at their nearest bank branch. For many years, mutual funds were one of the easiest solutions for people getting started with investing. Unfortunately, mutual funds are one of the most expensive investment options available. The average mutual fund fee in Canada as of 2014 was 2.41% per year.

Modern Advisor uses Exchange Traded Funds (ETFs) which charge much lower fees (most of our portfolios cost less than 0.20%). At 0.20%, after adding Modern Advisor’s fee, the most you would pay is 0.70%; for larger accounts the all-in cost could be as low as 0.55%. That could save you 1.71% to 1.86% per year. That might not sound like much, but when compounded over 20 years that adds up to serious money. And you would need serious money before your fee is that low at any wealth manager.

ONLINE ACCOUNT OPENING AND MAINTENANCE

Use this link to open an account today and start saving towards your financial future: 

www.modernadvisor.ca/adv/willowpoint-rmaygorges-a